Regarding posting your photos to this site I feel your pain. I don't understand the little icons at the top of the posting box either. What I did was go to Photo and image hosting, free photo galleries, photo editing and sign up for their free service. Now when I use my ipod or camera to take photos I move them from the "camera" to my computer and then go to photobucket and copy them to the file there. Then I just paste and copy them from photobucket to here.
Here is a shot I took yesterday (once they are in photobucket it takes no time at all to post them here).
It took about 30 secs to do this including signing onto Photobucket.