Bob K, you can make money depending how you go about it, just not a lot of it, especially on the small, family type farms here in East Texas. Most everyone I know has a "real" job for themselves or their spouse in order to subsidize their income or they've retired to farming/ranching from some other profession. It's as much a lifestyle choice as anything else. As far as not being able to manage money, if you can't do that you will not be on the farm very long. It's all about balancing income against expenditure so you give the Government as little as possible. A good accountant helps.