Welcome. This is a pretty friendly & helpful bunch here. Is the dealer or S&W under any obligation to return your money? Legally, no. However, most reputable dealers would just to keep you coming back for more guns & ammo. S&W will replace or repair it free (they decide which). Are you sure it's not a bullet stuck between the cylinder & barrel from a primer that went off but didn't ignite the powder? If that's the case it's ammo failure instead of gun failure. If it is it could be tapped back into the cylinder w/ a wooden dowel & light hammer then ejected normally. If it's truly the guns fault I'd look @ something else for self defense also.


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